Are you ready to purchase your first home but unsure of what steps to take next? You’re not alone! With years of experience, we’ve encountered many common misunderstandings about the home-buying process and what’s needed to begin. In fact, owning your own home might be more achievable than you realize!

While it's essential to know what you're looking for in a home, it's equally important to understand that no single property is likely to fulfill every desire on your list. Buyers often have to make compromises, no matter their budget. To help guide your search, focus on identifying your non-negotiable "must-haves."

Many people think you need to save 20% of the home's purchase price to buy a house, but that's a misconception! In reality, there are excellent loan programs that allow for $0 down.

While the down payment is usually the largest upfront expense, it’s not the only one. Earnest money and closing costs are also important to consider. Earnest money, typically around 1% of the sales price, is paid when you make an offer to purchase a home, securing it and taking it off the market. Closing costs cover various fees associated with the final steps of the transaction, such as title fees as well. The good news is that Azul Homes will cover your closing costs up to 7% of the sales price when you choose to work with our preferred lender and title company.